Personal Banking

Savings

Basic Checking

  • $100 to open, unlimited check writing
  • $10.00 monthly service charge
  • Monthly service charge can be avoided by maintaining a $750 minimum daily balance
  • Free online banking and free bill pay
  • Monthly statement / E-statement available upon request

Interest Checking

Interest Checking

  • $100 to open, unlimited check writing
  • $12.00 monthly service charge
  • Monthly service charge can be avoided by maintaining a $1,500 minimum daily balance or with direct deposit.
  • Monthly image statement/E-statement available upon request
  • Free online banking & free bill pay
  • 5 no-fee foreign ATM transactions per month on individual accounts (joint accounts – 6 (3 per card)
  • Rates are tiered and interest accrues daily and is credited monthly

Preferred Interest Checking

  • $100 to open, unlimited check writing
  • $20.00 monthly service charge
  • Monthly service charge can be avoided by maintaining a $10,000 minimum daily balance or $100,000 in combined deposits and/or loans
  • Monthly image statement/E-statements available upon request
  • Free online banking & free online bill pay
  • Unlimited no-fee foreign ATM transactions per month
  • Rates are tiered and interest accrues daily and is credited monthly
  • Free standard checks (150 per order)
  • No fee official checks

Elite Checking (50 years old + )

  • $100 to open, unlimited check writing
  • $10.00 monthly service charge
  • Monthly service charge can be avoided by maintaining a $1,000 minimum daily or direct deposit
  • Monthly image statement/E-statement available upon request
  • Free online banking & free online bill pay
  • 20% discount on selected safe deposit boxes
  • First order of basic checks free
  • Interest rates are tiered and accrue daily and are credited monthly

Savings


Personal Savings

  • $100 to open
  • $3.00 monthly service charge
  • 6 free debits per month/$5.00 charge per debit over 6
  • Quarterly statement / E-statement available upon request
  • Non-tiered interest rate
  • Monthly service charge can be avoided by maintaining a $500 minimum daily balance
  • No service charge for minors (18 and younger)

Money Markets

Personal Money Market

  • $2,500 to open
  • $10.00 monthly service charge
  • Monthly service charge can be avoided by maintaining a $2,500 minimum daily balance
  • 6 free debits $5.00 charge per debit over 6
  • Monthly statement/E-statement available upon request
  • Rates are tiered and interest accrues daily and is credited monthly

Personal Premium Money Market

  • $100,000 to open
  • $20.00 monthly service charge
  • Monthly service charge can be avoided by maintaining a $100,000 minimum daily balance
  • 6 free debits $15.00 charge per debit over 6
  • Monthly statement/E-statement available upon request
  • Rates are tiered and interest accrues daily and is credited monthly

Cash Management

Here at MetroBank we offer a variety of Certificates of Deposit ranging from 3 to 60 months. We offer some of the best rates around and look forward to you contacting us to help determine which type of savings vehicle will work best for you.