Personal Banking

Checking

Interest Checking

• $100 to open, unlimited check writing
• $8.00 Monthly Service Charge
• Monthly Service Charge can be avoided by maintaining a $1,000 minimum daily balance or with direct deposit or being 50 years old or more.
• Monthly Statement/E-Statement available upon request with a $10 incentive at account opening
• Free Online Banking & Free Bill Pay
• 5 no-fee Foreign ATM transactions per month

Preferred Interest Checking

• $100 to open, unlimited check writing
• $15.00 Monthly Service Charge
• Monthly service charge can be waived by maintaining a $10,000 minimum daily balance or $100,000 in combined deposits and/or loans
• Monthly Image Statement/E-Statements available upon request
• Free Online Banking & Free Online Bill Pay
• Unlimited No-Fee Foreign ATM transactions per month

Savings

Savings

• $100 to open
• $5.00 Quarterly Service Charge, quarterly statement, 6 debits per month
  (3 to a third party)/$5.00 charge per debit over 6
• Quarterly service charge can be avoided by maintaining a $300 minimum daily balance or for a minor
  18 years of age or younger
• Flat interest rate
  

Money Markets

Money Market

• $1,000 to open
• $8.00 Monthly Service Charge
• Monthly service charge can be avoided by maintaining a $1,000 minimum daily balance
• To earn interest you must maintain a $1,000 daily collected balance
• 6 free debits (3 to a third party) $5.00 charge per debit over 6
• Monthly Statement/E-Statement Available upon request
• Interest rates are tiered and accrue daily and are credited monthly

Premium Money Market

• Currently paying 60% of Wall Street Prime Rate based on qualifications noted below.
  (Rate and APY subject to change without notice.)
• $100,000 to open
• $8.00 Monthly Service Charge
• Monthly service charge can be avoided by maintaining a $100,000 minimum daily balance
• To earn interest you must maintain a $100,000 daily collected balance
• 6 free debits (3 to a third party) $15.00 charge per debit over 6
• Monthly Statement/E-Statement Available upon request
• Account holder must have a checking account with a $10,000 average daily balance
• Interest rates are tiered and accrue daily and are credited monthly

CDs & IRAs

Here at MetroBank we offfer a variety of Certificates of Deposit ranging from 6 to 60 months.
We offer some of the best rates around and look forward to you contacting us to help determine which type of savings vehicle will work best for you.

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Lending

No two clients are alike and Metro Bank recognizes that fact.  We feel our clients expect and deserve a unique level of customer service.  In listening to your goals and desires we can help to create a clear path to achieving that through our consumer loan products.  Our consumer banking professional offer creative and resourceful solutions tailored to your unique situation.
We look forward to working with you soon.
An example of consumer financing available includes:

• Home Equity Lines of Credit
• Personal Lines of Credit, both secures and unsecured
• Consumer Residential Construction Loans
• Automobile Loans
• Loans to purchase airplanes and boats
• Overdraft Lines of Credit