Personal Banking

Checking

Interest Checking

• $100 to open, unlimited check writing
• $8.00 Monthly Service Charge
• Monthly Service Charge can be avoided by maintaining a $1,000 minimum daily balance or with direct deposit for those 50 years old and over.
• Monthly Statement/E-Statement available upon request with a $10 incentive at account opening
• Free Online Banking & Free Bill Pay
• 5 no-fee Foreign ATM transactions per month

Preferred Interest Checking

• $100 to open, unlimited check writing
• $15.00 Monthly Service Charge
• Monthly service charge can be waived by maintaining a $10,000 minimum daily balance or $100,000 in combined deposits and/or loans
• Monthly Image Statement/E-Statements available upon request
• Free Online Banking & Free Online Bill Pay
• Unlimited No-Fee Foreign ATM transactions per month

Savings

Savings

• $100 to open
• $5.00 Quarterly Service Charge, quarterly statement, 6 debits per month
  /$5.00 charge per debit over 6
• Quarterly service charge can be avoided by maintaining a $300 minimum daily balance or for a minor
  18 years of age or younger
• Non-tiered interest rate
  

Money Markets

Money Market

• $1,000 to open
• $8.00 Monthly Service Charge
• Monthly service charge can be avoided by maintaining a $1,000 minimum daily balance
• To earn interest you must maintain a $1,000 daily collected balance
• 6 free debits $5.00 charge per debit over 6
• Monthly Statement/E-Statement Available upon request
• Interest rates are tiered and accrue daily and are credited monthly

Premium Money Market

• $100,000 to open
• $8.00 Monthly Service Charge
• Monthly service charge can be avoided by maintaining a $100,000 minimum daily balance
• To earn interest you must maintain a $100,000 daily collected balance
• 6 free debits $15.00 charge per debit over 6
• Monthly Statement/E-Statement Available upon request
• Rates are tiered and interest accrues daily and is credited monthly

CDs & IRAs

Here at MetroBank we offer a variety of Certificates of Deposit ranging from 6 to 60 months.
We offer some of the best rates around and look forward to you contacting us to help determine which type of savings vehicle will work best for you.

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Lending

No two clients are alike and Metro Bank recognizes that fact.  We feel our clients expect and deserve a unique level of customer service. By listening to your goals and desires we can help to create a clear path to achieving them through our consumer loan products. Our consumer banking professionals offer creative and resourceful solutions tailored to your unique situation.
We look forward to working with you soon.
Examples of consumer financing available include:

• Home Equity Lines of Credit
• Personal Lines of Credit, both secured and unsecured
• Residential Construction Loans
• Automobile Loans
• Loans to purchase boats and recreational vehicles
• Overdraft Lines of Credit