Commercial Banking

Checking

Free Business Checking

• $100 to open
• No monthly service charge, Does Not Earn Interest
• 150 Items Per Month, $0.25 Per Item Fee Over 150 Items
• Monthly Image E-Statement

• $100 to open
• $20.00 Monthly Service Charge, Does Not Earn Interest
• 500 Items Per Month, $0.25 Per Item Fee Over 500 Items
• Monthly Service Charge Can Be Avoided By Maintaining A $2,500 Minimum Daily Balance Or $50,000 Combined Deposits & Loans

• $100 to open
• $20.00 Monthly Service Charge
• Monthly Fee Can Be Avoided By Maintaining A $2,500 Minimum Daily Balance Or $50,000 Combined Deposits & Loans
• Monthly Image Statement/E-Statement Available Upon Request

• $100 To Open
• Monthly Image Statement
• Analysis Charges:
• $0.15 Charge Per Debit Item
• $0.50 Charge Per Credit Item
• $0.10 Charge Per Item Deposited
• $0.16 FDIC Charge Per $1K Balance

Savings

Savings

• $100 to open
• $5.00 Quarterly Service Charge, quarterly statement, 6 debits per month
  (3 to a third party)/$5.00 charge per debit over 6
• Quarterly service charge can be avoided by maintaining a $300 minimum daily balance or for a minor
  18 years of age or younger
• Flat interest rate

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Money Markets

Money Market

• $1,000 to open
• $8.00 Monthly Service Charge
• Monthly service charge can be avoided by maintaining a $1,000 minimum daily balance
• To earn interest you must maintain a $1,000 daily collected balance
• 6 free debits (3 to a third party) $5.00 charge per debit over 6
• Monthly Statement/E-Statement Available upon request
• Interest rates are tiered and accrue daily and are credited monthly

Premium Money Market

• Currently paying 50% of Wall Street Prime Rate based on qualifications noted below.
  (Rate and APY subject to change without notice.)
• $100,000 to open
• $8.00 Monthly Service Charge
• Monthly service charge can be avoided by maintaining a $100,000 minimum daily balance
• To earn interest you must maintain a $100,000 daily collected balance
• 6 free debits (3 to a third party) $15.00 charge per debit over 6
• Monthly Statement/E-Statement Available upon request
• Account holder must have a checking account with a $10,000 average daily balance
• Interest rates are tiered and accrue daily and are credited monthly

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Cash Management

Our Cash Management account add-on is perfect for any business who pays their employees via ACH or for a company that has authorization to debit their customers for various products or services. Please contact one of our customer service representatives for more information on this product.

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Lending

At Metro Bank we seek to help our clients be as effective and efficient at growing their business as possible.   Whether it is working with our experienced commercial banking staff to customizing a financing package to expand your business or taking advantage of our local decision making ability to respond quickly to purchase the perfect piece of real estate to build your new building, we succeed when we help you succeed.   We commit to listen to your financial goals and work hard to develop an individualized plan to help you reach those goals.
Success in business comes from hard work, proper planning, and working with the right team of professionals that focus on your needs.   That is what we offer you as a client of Metro Bank.  Talk with one of our dedicated and seasoned commercial relationship managers about your commercial financing needs today.  We look forward to your success.
An example of commercial financing available includes:

• Commercial Real Estate Loans
• Commercial Lines of Credit
• Commercial Real Estate Construction Lines of Credit
• Residential Construction Lines of Credit
• Residential Acquisition and Development Loans
• Commercial Loans
• Equipment Leasing
• Credit Cards