Business Banking

Free Business Checking

• $100 to open
• No monthly service charge, does not earn interest
• 150 items per month, $0.25 Per item fee over 150 items
• Monthly image statement / E-statement available upon request

Business Checking

• $100 to open
• $20.00 monthly service charge, does not earn interest
• 500 Items per month, $0.25 per item fee over 500 Items
• Monthly image statement/E-statement available upon request
• Monthly service charge can be avoided by maintaining a $2,500 minimum daily balance or $50,000 combined deposits & loans

Business Interest Checking (Only For Non-Profit Accounts)

• $100 to open
• $20.00 monthly service charge
• 500 items per month, $0.25 per item fee over 500 items
• Monthly image statement/E-statement available upon request
• Monthly fee can be avoided by maintaining a $2,500 minimum daily balance or $50,000 combined deposits & loans
• Rates are tiered and interest accrues daily and is credited monthly

Commercial Business - Analysis

• $100 To Open
• Monthly image statement / E-statement available upon request
• Analysis charges:
• $0.15 charge per debit Item
• $0.50 charge per credit Item
• $0.10 charge per Item deposited
• $0.12 FDIC charge per $1K balance

Savings

• $100 to open
• $2.00 monthly service charge
• 6 free debits per month/$5.00 charge per debit over 6
• Non-tiered interest rate
• Monthly service charge can be avoided by maintaining a $300 minimum daily balance
• Quarterly statement / E-statement available upon request

Money Market

• $1,000 to open
• $8.00 monthly service charge
• Monthly service charge can be avoided by maintaining a $1,000 minimum daily balance
• To earn interest you must maintain a $1,000 daily collected balance
• 6 free debits $5.00 charge per debit over 6
• Monthly image statement / E-statement available upon request
• Rates are tiered and interest accrues daily and is credited monthly

Premium Money Market

• $100,000 to open
• $8.00 monthly service charge
• Monthly service charge can be avoided by maintaining a $100,000 minimum daily balance
• 6 free debits $15.00 charge per debit over 6
• Monthly image statement / E-statement available upon request
• Rates are tiered and interest accrues daily and is credited monthly

Our cash management account add-on is perfect for any business who pays their employees via ACH or for a company that has authorization to debit their customers to pay for various products or services. As business moves towards paperless payment methods, MetroBank will be there with applications through our Cash Management product that help our clients find solutions that save time and money. Please contact one of our customer service representatives for more information on this product.

At Metro Bank we seek to help our clients become effective and efficient at growing their business. Whether it is working with our experienced commercial banking staff to customize a financing package for expansion or taking advantage of our local decision making ability to quickly purchase the perfect piece of real estate to build your new building, we succeed when we help you succeed. We commit to listen to your financial goals and work hard to develop an individualized plan to help you reach those goals.

Success in business comes from hard work, proper planning, and working with the right team of professionals that focus on your needs. That is what we offer you as a client of Metro Bank. Talk with one of our dedicated and seasoned commercial relationship managers about your commercial financing needs today. We look forward to your success.

Examples of commercial financing available include.

• Commercial real estate loans
• Lines of credit
• Commercial real estate construction loans
• Residential construction lines of credit
• Residential acquisition and development loans
• Term financing
• Equipment leasing
• Credit cards